Before we dive deep into the topic, it is best to discuss what Workers Compensation really is?
Workers’ compensation can be defined in simple terms as a government-sponsored system that provides monetary assistance to workers who either got hurt or became disabled after a workplace-related accident.
Or, we can say that it is basically insurance that compels the employer to pay compensation to their employees who have been hurt or disabled during the course of employment.
But remember, there’s always a catch!
Leading workers comp attorney Michigan often warn their clients to remember that when they are agreeing to receive workers’ compensation, they are literally throwing away their rights to sue their employer if they sustain injuries due to negligence from the side of the management.
It is best that you consult with an attorney if you have been a victim of a legal loophole for the best results.
Benefits of workers compensation at a glance
Okay, no need to get all gloomy now! There is more to it than meets the eye. There are several benefits to Workers Compensation. Let’s take a look at two of them in the following sections now, shall we!?
Make the most out of extensive medical coverage
One of the major advantages of workers’ compensation is it covers all your medical expenses if you got hurt or got disabled in a workplace-related incident. It will pay for your doctor’s fees, hospital bills of all sorts, physical therapy and obviously DMEs (or Durable Medical Equipment) like crutches, wheelchairs and the like.
Benefits for ones with a disability
In case a person is left disabled after a workplace-related incident, workers’ compensation replaces a portion of the salary that a person is losing due to absence at work.
Things to keep in mind for the best results!
Always make sure that you have kept detailed records
A worker’s compensation claim is a smooth road unless you don’t have detailed records of it all. You should have soft and hard copies of things like letters from the insurance company or from your employer, restrictions imposed on things you are not supposed to do at your workplace, as well as complete paperwork of forms such as an accident report. Be very careful with documents like the ones mentioned here. These will come in handy when you want to get compensated for injuries sustained.
It is best that you appeal when you are denied benefits
Insurance companies are there to make money – this is the cold, hard truth. They will try their best to come out of a situation by exploiting legal loopholes. The result – you left unpaid even when your case is a solid one. What should you do in such a situation!? Simple – appeal to a court about the insurance company and their denial. Filing an appeal ensures you will be getting at least some compensation even if you lose the case. To be on the safe side of things, always hire the best workers comp attorney Michigan!
The takeaway message from this post is simple – be informed and always hire a lawyer when it comes to worker’s compensation! With that being said, you might not need to hire one if everything falls in your favor but if complications arise, seek legal help right away. Get the idea!?